What does Woodall Associates Ltd do?
Woodall Associates Limited specialise in arranging general commercial business insurance for nearly every type of trade/industry. We are able to provide insurance solutions to SME’s and large corporate business by assessing the business needs and identifying cover exposures.
Our products include:
- Commercial Insurance
- Property Owners (occupied/unoccupied)
- Manufacturing (all types)
- Motor Fleet
- Cyber and Crime Insurance
- Directors and Officers
- Goods in Transit or Marine Insurance
- Shops, Offices and Surgery
- Pubs, Hotels and Restaurants
- Leisure
- Food and Beverage (all types)
- Solicitors/Accountants/Architects (professional indemnity)
- Construction/Demolition (all types)
- Jewellery (manufacturing or wholesale)
- Motor Trade
- Recycling/Waste Management and Waste to Energy
- Recruitment/Office work
- Bus and Coach
- Highway maintenance and Abnormal loads
- Chemical Risks (all types)
- Medical/Cosmetic surgery (all types)
- Pharmaceutical
- Technology
- Wholesale/Retail
The above is a brief overview of the trade and cover sectors – this does not represent the full scope of the products range offered and would suggests you make contract with us to discuss your requirements ben@woodallassociates.co.uk or 07534587644.
Cover Breakdown
| Insurance Covers | Information/Breakdown |
| Commercial Combined Insurance commercial insurance cover suitable for a wide range of commercial businesses. | Public Liability Products Liability Employers Liability Stock Cover Content Cover (including specified content) Fixtures and Fittings Cover Business Interruption Cover (all types) Rent Protection Computer Cover Goods In Transit Buildings Cover Tenants Improvements Cover Money Cover Personal Accident Intellectual Property Cover Product Guarantee Product Recall Debris Removal Deterioration of Stock Third Party Property – customer goods Terrorism Cover Fine Art Legal Expenses Theft by Employees |
| Insurance Covers | Information/Breakdown |
| Professional Indemnity Insurance - Professional indemnity insurance covers legal costs and expenses incurred by a customer during the defence of a claim, as well as any damages or costs that may be awarded, if the customer are alleged to have provided inadequate advice, services or designs that causes a loss. | All types of professional indemnity insurance can be provided for almost every trade: Increased limits of indemnity insurance Retroactive date cover Each and Every Claim Cost Cover Aggregate Cover Various Levels of Excess |
| Insurance Covers | Information/Breakdown |
| Motor Fleet Insurance minimum of two vehicles or more | Cover provided for all types of vehicles including private cars, vans, large HGVs, plant items, special type vehicles and abnormal loads. Full comprehensive cover Third Party Fire and Theft Agreed Value |
| Insurance Covers | Information/Breakdown |
| Directors and Officers Insurance – Directors of a limited company are personally liability for their corporate actions. This could be inadvertently breaching any part of the Companies Act, Corporate Manslaughter or set up of a pension scheme and everything in between. | Cover can be provided to for the following: Directors and Officers Corporate Entity Cover (same cover as the above but this extends to cover the company entity)
Employment Practice Liability (cover provided to protect Directors and Officer involved in employee related claims – for example – harassment claims, unfair dismissal, racism claims etc etc) |
| Insurance Covers | Information/Breakdown |
| Cyber and Crime Insurance - Cyber and data risks insurance is designed to support and protect customers businesses if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. The cover provides comprehensive protection, simplicity, reputation protection and a trusted Insurer in the event of a claim. Crime Insurance Policies can protect the company against theft by employees, theft of company or customers funds and theft by deception. | Customer don’t normally realise the associated costs that can be accrued following a cyber attack. Increased level of indemnity Extortion Cover Network Interruption Cover Telephone Hacking Cover Criminal Reward Fund |
| Insurance Covers | Information/Breakdown |
| Environmental Liability - covers the cost of restoring damage caused by environmental accidents, such as pollution of land, water, air, and biodiversity damage. Environmental Liability Insurance covers | Sudden and unforeseen cover is normally provided under a public liability policy, however this does not extent to cover clean up costs and legal costs. Please note the extent cover and pollution exclusions vary from policy to policy. Increased level of indemnity cover provided Clean up costs Legal Protection |